AM Best Highlights ICSL's Drive to Save a Million Lives

We're thrilled to kick off 2026 with an incredible media profile: ICSL is featured in the January edition of Best's Review by AM Best! This feature shines a light on our unwavering commitment to reducing morbidity and mortality through innovative collaborations, with the mission of saving 1 million lives. It's a testament to the collective efforts of our dedicated team and the industry's growing embrace of proactive health initiatives.

January 2026 Edition

In the article, ICSL Founder Josh Stirling, JD, MBA emphasizes our approach to driving change: "The way we’ve tried to put that in practice is by engaging and empowering global insurers to take productive steps to improve policyholders’ health... carriers love the message—they care about their communities and they care about their policyholders." He also reflects on our foundational strategy: "Our first goal was, how do we engage and empower insurers? You do that by presenting a positive vision and then offer educational resources to help them along the way."

ICSL Board Member and Marketing Director Mitch Bagley shares his optimism about expanding our reach: "I think we ultimately are going to be very successful at that," highlighting our success in bridging traditional insurance with broader health initiatives.

A huge thank you to our valued partners who are making this mission a reality:

GoMo Health: Through our ForwardLiving partnership, we're delivering scalable programs focused on prevention, behavioral health, and chronic condition management to support younger, high-risk populations.

Envela Insurance: Our "Life Is Personal" campaign combines data, technology, and agent insights to promote early detection and well-being, equipping agencies with tool kits and discounted testing.

Looking Ahead

Stay tuned for an exciting new partnership announcement in the coming weeks! This collaboration will tackle skyrocketing health costs for workplaces and employers, offering innovative solutions to enhance employee health outcomes and reduce financial burdens.

Together, we're turning "Mission Possible" into reality. Thank you for your continued support—let's save lives!

Best's Review

Entire article from Best's Review: https://bestsreview.ambest.com/edition/2026/january/index.html#page=36

Preview of Next Week's Mission Possible Newsletter

Steve Cyboran, Product and Innovation Team Leader at Insurance Collaboration to Save Lives and CEO of Humaculture, Inc., is launching a brand-new five-part blog series diving deep into critical health topics shaping the insurance industry. In this opening post, Steve will explore how persistent post-pandemic shifts—such as earlier-onset chronic illnesses (e.g., diabetes, cardiovascular disease, and hypertension) among younger adults—are driving higher claims, elevated disability rates, and challenges to profitability across life, health, disability, and supplemental lines.