Our Mission is to Save 1 Million Lives
A 501(c)(3) nonprofit global initiative leading the insurance industry in deploying targeted screening, testing and triage to identify those policyholders most at risk for sudden death or critical care incidents providing the framework to mitigate loss by saving one million lives. Our contributors & leadership are dedicated to meeting the challenges ongoing elevated mortality and morbidity bring to the industry as a whole and society at large.
About Us
Josh Stirling
Founder
Josh Stirling, MBA, A.RE, Founder of the Insurance Collaboration to Save Lives, startup advisor, director, former chief insurance & partnerships officer, former sell-side Managing Director and #1 Inst. Investor-ranked analyst
“If we can identify the symptoms for the catastrophic problems that are early in their emergence, and then we triage these people to timely, proactive care and intervention, we can save hundreds of thousands, millions of lives through deploying this at scale globally.”
Richard H. Watts
Directors & Officers
Richard H. Watts, Currently a Board member at Farmers Group, Inc., Apaly Health and Roost, advisor to numerous PE & VC backed ventures, and former President of Direct Group at Progressive Insurance
“My interest has primarily been on the numbers, on the excess mortality. It unfortunately keeps coming and I would have thought it would have returned to the norm by now.”
Mitch Bagley
Board Member & Marketing Director
Mitch Bagley, MBA
“Given the irregularities of insurance and actuarial data for mortality and morbidity in the past few years, I became involved with the ICSL to help shine a light on a pathway forward.”
Noelle H. Sproul
Directors & Officers
Noelle H. Sproul, Esq. Senior Advisor, EKM Legal Consulting PLLC, former Managing Director and Assoc. General Counsel at Nuveen (owned by TIAA) and previously, an attorney at Moore & Van Allen
“Disability and mortality rates have changed, and it is important to explore why - both for future policy making and for the important task of evaluating past policy choices and understanding whether or not those choices led to unintended consequences.”
Directors & Officers
Teresa R. Winer, F.S.A., M.A.A.A. L&H Actuary for the State of Georgia’s Commissioner of Insurance, member of the AAA’s NGE Working Group, former VP & two-term SOA board member and GSU RMF board member
“After seeing reports of excess deaths continuing after COVID, I was concerned as to how much life insurance company financial results and future mortality assumptions could be impacted. Being involved with ICSL has been a win-win endeavor with much potential for good.”
Teresa R. Winer
Directors & Officers
Michael Grasher, Former EVP & CFO at The Fortegra Group, specialty multi-line insurer, former CFO at publicly traded work comp company, previously a Managing Director and multi-line insurance analyst at Piper Jaffray
Michael Grasher
Directors & Officers
Bret Swanson, Former Chairman of the Indiana Public Retirement System (INPRS), President of Entropy Economics, LLC, and non-resident senior fellow at the American Enterprise Institute
Bret Swanson
Medical & Product Team
Thomas J. Lewis, Ph.D. - Medical Scientist, CEO of Health Revival Partners
"Saving lives begins when the medical community recognizes that individuals are neither healthy or sick, instead everyone resides on a health-disease continuum."
Thomas J. Lewis, Ph.D.
Medical & Product Team
Dr. Steven Dunlap - Veteran MD and Medical Director for USAA Life and State Farm.
Dr. Steven Dunlap
Medical & Product Team
Dr. Ed Loniewski, Orthopedic Regenerative Specialists at Rehabilitation Physicians, P.C. and Founder of Cellular Healing - Orthopedic
“Having been involved in the development of a valid COVID-19 therapeutic and understanding how this was suppressed by organizations, it is comforting to be part of a group looking only at data to find a way to help those injured. It gives me faith in our country again.”
Dr. Ed Loniewski
Medical & Product Team
Kate Hendricks, MD, MPH&TM, Former Medical Officer, Bacterial Special Pathogens Branch at Centers for Disease Control and Prevention
“I recently retired from the CDC where I was an anthrax subject matter expert. I am working with the ICSL because I think the increased mortality and morbidity that has been noted in young people is currently the most important public health issue in the US.”
Dr. Kate Hendricks
Medical & Product Team
Steve Cyboran, ASA, FCA, CEO, Consulting Actuary, Chief Behavioral Officer at Humaculture, Inc.
"After decades of consistent improvement in life rates and stable disability rates, I have seen a significant rise in death and serious illness among surprisingly young ages. I want to apply the lessons I have learned in designing effective programs for clients to help solve this dilemma."
Steve Cyboran
Marketing Team
Nate Worrell, Actuary
"Early in my career I realized many ‘life’ and ‘health’ actuaries spend a lot of time focusing on death, and sickness, but I found myself wanting to flip the script and put longevity and vitality at the center of actuarial attention. I believe ICSL can do exactly that, and I am eager to help shine the spotlight on the opportunities to save lives."
Nate Worrell
Marketing Team
Bryan Barber, Insurance Technology
"When I began to see that excess deaths were not returning to their pre-pandemic levels, I wanted to get involved with a group that was leading the way to help identify the cause and develop a solution."
Bryan Barber
Analytics & Research Team
Patrick Dooley, Data Analyst
"As I learned more about recently increasing trends in morbidity and mortality, the Insurance Collaborative to Save a Million Lives offered me an opportunity to utilize my data analysis skills to better quantify the problem and to contribute to building real solutions. It is an honor to be a part of this critical work!"
Patrick Dooley
Analytics & Research Team
Robert Wright, Ph.D., Senior Faculty Fellow at American Institute for Economic Research - AIER
“I became interested in ICSL because I am an insurance historian chagrined at the decreased role of insurance in both public policy and business decision-making.”
Robert Wright, Ph.D.
Marketing Team
Marci Sheeran, CLTC, LUTCF
"The disturbing increase in mortality and morbidity led me to question what could I do to help. The advisors I know are passionate about their clients’ wellbeing. ICSL’s mission to provide the industry with tools to proactively address the COVID fallout is not just good fiscal sense - it steps up our game as professionals, providing additional value to our clients."
Marci Sheeran
Marketing Team
Rebecca Richey, P&C Insurance Agent
"ICSL has given me the chance to offer hope to people who are scared for their health and uncertain about what to do next."
Rebecca Richey
The Insurance Collaboration To Save Lives is a Texas-based Nonprofit.